A Temporary Driver is a driver who may be added to the policy for a short, limited period of time.

A Temporary Driver cannot be added to a brand new policy at the point of sale. Instead the policyholder must contact Customer Services in order to add the Temporary Driver.
The maximum time that a Temporary Driver may be added to a policy for is 14 days. At the end of 14 days the same driver may be re-added however, after the third occasion the Temporary Driver should be added as a named driver.

Temporary Drivers are underwritten in the same way as named drivers, and the system will calculate the premium accordingly. A minimum premium applies to add a Temporary Driver – this was £15.00 at the time this information was compiled.

The Temporary Driver may specify a different use for the vehicle to that of the Regular Driver, (depending upon the underwriting criteria of the panel member). For example, the main driver may use the car for Private & Commuting use but the Temporary Driver could specify Business Use.

Business use is restricted to use 1 or 2. Business use class 3 is not allowed. The business use for a Temporary Driver is only for use in relation with the Regular Driver's business.