Standard Contents Cover

Below is a brief summary of the cover provided under your home insurance policy.
For full policy terms and conditions, please refer to the complete Home policy wording which is provided when you take out contents insurance with QuoteMart.

• All household furniture and furnishings and high risk items kept within the property.
  
• Cover for outbuildings up to a maximum of £2000.
  
• £500 of cover for contents in the open.
  
• 20% of the sum insured for contents away from the property.
  
• Replacement locks and keys cover of £250.
  
• Accidental breakage to home entertainment equipment.
  
• Fire, Smoke, Lightning, explosion, thunderbolt or earthquake.
  
• Storm or flood.
  
• Escape of water or oil from any fixed water or heating installation or domestic appliance.
  
• Riot, civil commotion, strikes, labour or political disturbances.
  
• Theft, attempted theft, vandalism or malicious acts.
  
• Subsidence, ground heave or landslip of the site in which your property sits.
  
• Damage caused by falling trees, aerials or satellite receiving equipment.
  
• Freezer Contents up to a maximum of £500.
  
• Alternative accommodation up to the lower of £10,000 or 20% building sum insured.
  
• Cash cover up to £350 and for Credit Cards of £500.
  
• Guest’s property up to £500.
  
• Cover for Personal Documents up to £500.
  
• Legal responsibility as a tenant up to 15% of the sum insured.
  
• Public Liability cover up to £2,000,000.
  
• Increase in contents cover by 10% during the Christmas period and before and after Weddings.
  
• Loss of oil or metered water up to 10% of the contents sum insured.
  
• Optional accidental damage extension (an additional premium will apply).